Monday, April 23, 2007

Welcome to Gohsv.com. I hope that this will be your main source for information on Huntsville and the Tennessee Valley. GoHsv.com is not only for people relocating to Huntsville, but for those of us who live here as well. I moved here from the Chicago area so I tried to figure out what information I would like to know before moving here. Then I got with some friends and found out what information we, as residents, would like to have. If there is anything else you would like to see here, or have any comments, just send me an email and let me know.

I am a Realtor with Team Sheffield of Rise Real Estate. Rise is the largest real estate company in Northern Alabama. I have either listed or sold properties (land, new construction and existing homes) from Madison all the way to Albertville. I see my clients from the first step all the way to the last. From writing the offer, information on financing, to negotiating the best deal for you, to the home inspection, appraisal, to getting everything ready to close, the closing process, and even after to make sure you get your homestead exemption filed. I will do my best to make sure your purchase is as smooth as possible.

I am starting this blog to answer all of your real estate questions. Just email me your questions and I will update this either weekly or bi-weekly.

My first blog is going to be on buyer representation. The first thing everyone should know is that it does not cost you anything to work with a Realtor if you are a buyer. That is right, not a dime. If I am representing you and you are buying a property, my fee is already negotiated with the seller. The seller pays the whole fee for the Realtor(s) and it is not a closing cost that the buyer can end up paying at closing. So, it makes since to use a Realtor. We are here to make sure your purchase, whether it is your primary residence, second home, or investment property, is as painless as possible. Even if you have already found a home or property, a Realtor comes in handy. For example, a Realtor can assist you in negotiating the contract, a home inspection, termite letter (required in Alabama), title insurance, survey, coordinating with the lender (if needed), where to close (Alabama uses closing attorney’s not title companies), and even after your homes closes. Alabama has a Homestead Exemption that if the home you purchase is going to be your primary residence, they cut your property taxes in half. You just have to file your “blue card” once you receive it approximately 2 to 3 weeks after closing. That is a pretty nice deal. In the following weeks I will be talking more in depth about buyer representation such as, “Do I need a Realtor when I build new construction?” And “What exactly is Dual Agency and am I really getting the representation I deserve?”

Thank you very much for taking the time to visit Gohsv.com and I hope you visit us often for all of your Huntsville information. Have a great day.